We would spend way too much on eating out or something, and only realize the extent of the damage at the end of the month when we held a family budget meeting. We live on a budget, and I was always worried that the electric bill money would be spent on eating out, or something like that. I used to check the bank account several times a day because we were so stressed about money. I have heard that they have plans to add high yield savings, teen/kid cards, automatic debt elimination. They are adding new features and improving the interface. When you download the app make sure you join the Facebook group. Qube Money is developing the banking system we have always wanted. In the mean time we are both logging into Qube with the same credentials and using ApplePay. The automatic tracking is unbelievable! We are making progress to our goals much quicker than we have in the past. In less than 5 minutes per month, we feel organized and in control of our money. We see in real-time how our spending choices aligns with our plan. What makes Qube Money work so well is Qube is both our bank and our budget, so we literally spend money from our budget. We were lucky to be one of the first groups to join beta. Digital cash envelope banking caught our attention, so we signed up to be beta users. Covid 19 has been tough, so we were looking for a budgeting tool. We would always fall behind with tracking transactions. The systems we have tried were a lot of work. My husband and I have tried to budget many times in our 20 years of marriage and we end up quitting every time because we don’t have the time. You'll see some great consistency over the next two releases! Our team is working on a desktop version.ģ. However, I would still suggest setting up direct deposit. We plan to increase the instant transfer for good users that have been around awhile. Hi Briar, these are all great suggestions for improvements and I'll share with you the plan for each:ġ. Hope to see some improvements to some of these request! I feel like everything in the app is just kind of everywhere, but that is my opinion. Sometimes that is just easier for me I don’t know why there is not a desktop platform. Second, I would like to be able to use my laptop too to do all the same things I can do on the app. There is a bank transfer option but if I am going to wait 3 to 5 days for that to go though I could have just went to the bank, got the cash, and put the cash into my envelopes. On payday I fund my cash envelopes with about $250 so this is causing me to fund these cubes over three days, and that just takes way to much time. First, having a little bit larger limit to transfer with your debit card. So far this seems promising, but there are just a few things I would like to see improved. To learn how Qube Money protects your private data, please visit Opening a Qube Money account will not affect your credit score.įind a bug? Please send an email to We’re happy to help! Qube Money bank account services are provided by Choice Financial Group Inc and are FDIC insured. Spend with complete control and transparency All the advanced security technologies on today’s smartphones make it virtually impossible for someone to get into your phone and your apps. Default Zero technology requires a category to be opened from your phone before you can spend with your card. The Qube Card is engineered so that you're the only one who can use it. Qube Money automatically keeps track of precisely what, when, and where you spent-no more trying to remember what goes where-it’s already organized in your qubes. Each qube controls the available funds ready to spend with your qube debit card. Qube Money is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.Ĭhoose which qube you’re spending from before each purchase, automatically limiting your spending habits. It’s not just a budgeting app, but a full-suite banking and peer-to-peer payments app, too. Qube Money is going where no other budgeting app has gone before-bringing a digital version of the cash envelope system to a proprietary banking platform. Stop worrying about losing an envelope full of cash, losing your wallet, or having your card lost or stolen. It's banking 2.0įorget the pen and paper, the spreadsheets, the physical cash and envelopes, the reconciliation, the manual entry, and the inaccurate transaction reporting.
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |